Wealth Building
Investment Growth Calculator
Project how your investments in shares, ETFs, or managed funds will grow over time with lump sums and regular contributions.
Investment Details
ASX 200 long-term average ≈ 9–10% p.a. before tax
Used to calculate inflation-adjusted (real) value
Does not account for taxes on dividends or capital gains. Past returns do not guarantee future results.
Projected Value (Nominal)
$394,035
Inflation-adjusted value: $240,468
Total Invested
$130,000
Investment Growth
$264,035
Return on Investment
203%
Investment Composition
Growth Milestones
| Year | Total Invested | Portfolio Value |
|---|---|---|
| Year 2 | $22,000 | $25,058 |
| Year 4 | $34,000 | $43,074 |
| Year 6 | $46,000 | $64,629 |
| Year 8 | $58,000 | $90,417 |
| Year 10 | $70,000 | $121,271 |
| Year 12 | $82,000 | $158,184 |
| Year 14 | $94,000 | $202,348 |
| Year 16 | $106,000 | $255,186 |
| Year 18 | $118,000 | $318,402 |
| Year 20 | $130,000 | $394,035 |
The Power of Compound Growth
Compound interest means you earn returns on your returns, not just your initial investment. Over long time horizons, this creates exponential growth — which is why starting early is the most powerful investment strategy available.
ASX Historical Returns
The S&P/ASX 200 has historically returned approximately 9–10% per annum including dividends before tax, over rolling 10-year periods. Returns vary significantly year to year.
Tax Considerations
Investment income and capital gains are taxable in Australia. Speak with a ProPartners tax adviser to understand your obligations and maximise after-tax returns through effective structuring.